Showing posts from April, 2009

Educational Loans

All public sector as well as private sector banks offer educational loans for the students aiming for higher education in foreign countries or in India, but due to global meltdown prospectus of jobs have declined, even peoples are getting pink slips and after finalisation of next central government the process of cost cutting will increase so what should be the precautions while you are taking loan. How do you know about it. First of all it is very difficult to compare the rate of interest charged. It is common phenomena peoples think that private banks charges more interest but they provide loan and quickly without any hassles while government / public sector banks charges less interest but to getting loan from these banks is very difficult because of formalities involved and bureaucracy. Normally securities like your house, jewellery, fixed deposits, other assets are asked against disbursement of loan. In public sector banks may be you need to pay commissions (actually bribe) to th…

India: Not a Land of Doers!

"India is not a land of doers"! Without inviting the wrath of my country fellowmen, let me state that these are not my words (but I agree with it 100 %, though. Sorry). This was stated by Naryana Murthy.

Ok, my mental agony began like this. Deepak from Bangalore sent me a link of his post that he published on his blog (Lamhe- The Moments): " Shame on Bangloreans- Keep it up". He started his post with this: "Its really a matter of personal shame, just 50% around voter turnout in Bangalore."

And the post continues to describe the apathy and indifference of our countrymen to the electoral participation. It is another fact that we Indians are first to criticize and lament the system!

I said: Depak, We know just to complain, criticize and curse! That is it! The youth of the nation has not been galvanized by the use of Information Technology to an extent that translates into  participation into the democracy. Yet, we never forget to complain!

Every one wants th…

The Google Maps Alphabet (Aerial Photos)

The first Google Maps alphabet, featuring all 26 letters, has been created from satellite images of natural features and buildings by Rhett Dashwood, a graphic designer from Australia.

read more | digg story

Recession in India

In view of election highlights by political parties and media we all have forgotten the problem of recession/global meltdown. I think in view of coming election government did not presented the clear picture of global recession to the nation and by use of government machinery put the pink slip process on hold as happened in the case of Jet airways. As per my views all the big companies/organizations are under pressure from government not to fire their employees and after new governments formed in centre, it will officially declare the recession in India and then the actual process of firing / cost cutting in companies will start which will increase the unemployment and we all knows that these corrupt and greedy leaders in association with bureaucrats don't have any plans to provide means of survival to the unemployed talented youths.Profits of all the major MNC's operating in India have declined in recent quarters due to downward trend in financial scenario of whole world. Va…


Everyone in train, office, tea-shop, news channels, newspaper seen talking about Indian Premier League (IPL) cricket now a days. The discussions of each ball and every match is going. Various teams like Kings XI Punjab, Chennai Super Kings,Deccan Chargers, Kolkata Knight Riders, Bangalore Royal Challengers, Mumbai Indians, Rajasthan Royals have mix set of international and local players. All of these players are earning excellently. IPL event / matches are much much more than a sporting activity. Actually sports is only a part of IPL Event. I just want to say that bringing of too much glamor to Cricket will damage the sportsman spirit and kill the objective of playing sports.If we look at the history of cricket then you see then in starting test matches are played and then the concept of one day started with 60 over and reduced to 50 overs and now T-20 matches shows the cricket is synchronizing and may lost is importance in coming decades. I am saying this because sun rises in the mo…

Sharp Rise in Assets: Where are Income Tax Authorities!

The candidates for Lok Sabha elections are filing affidavits regarding their assets. Many of these are sitting MPs. How come their assets have multiplies astronomically in last 5 years? The public knows how much income a MP gets! How do we explain this?

What is the Income Tax Department doing? Are they chasing the candidates for this exposure?

Very logical question: How these MPs amassed this fortune? The country needs an explanation.

Rental Rate Hikes

Since last 3-4 fortnights I am searching for a taking a a two room set on rent in and around Old Faridabad and I found a very interesting fact about Property Dealers during the process. In Sector-28, one property dealer told me that rent for the two room set and three room set is equal and the range is around Rs.6000, while in sector-17 market one property dealer told that the range for two room set starts from Rs.5000 and in Sector-18 housing board colony the scenario is very robust, thanks to these property dealers who are increasing rate everyday and making clients fool. In starting day the rent for EWS is Rs.3000 after one week it is Rs.3500 and now it is Rs.4000 and about LIG flats one month ago rent is Rs.4000 but now it is Rs.5500. When I myself starts roaming in Sector-18 the rent is around Rs.3000 in starting which is negotiable and now it is Rs.3500 negotiable for EWS category. For LIG category the actual slab is around Rs.4500 now a days. In Sector-28 itself I found a two …

Most Richest Candidate in General Elections

The name of Mr. Deepak Bhardwaj came in news when he filed his nomination on Bahujan Samaj Party ticket from West Delhi. In his affidavit he declared the assets worth Rs.622 crore (the richest candidate fighting general election in 2009 till date). Mr. Bhardwaj has overtaken Mumbai builder Mr. Patadia, Independent candidate from Surendranagar in Gujarat whose assets are worth Rs.513 crore. BSP says since it can not provide funds to candidates to fight elections that's why the rich candidate has been given ticket.Some other rich candidates are :Congress’s L Rajagopal from Vijaywada (Rs 299 crore),
BSP’s Karan Singh Tanwar from South Delhi (Rs 150 crore)
SP’s Abu Azmi from Mumbai NW (Rs 122 crore).

In this election many old candidates/sitting MPs, MLA assets have increased many folds and most of the candidates fighting election in this election are crorepati so we can say Parliament is becoming the meeting place of crorepatis/rich peoples, then why all these candidates are saying t…

Level of Journalism!

CNN = Politics
Program: Situation Room by Wolf Blitz
Discussion is on: Obama getting his new dog in the White House.
A supposedly 'dog expert' giving his views on various aspects!
In the back ground, the Obama family strolling in the gardens of White House with the new dog.
Captions being shown: "Obama's 100 days; The most popular dog in the world.

What an issue! CNN claims that it is equal to politics (CNN = Politics). What a topic to discuss in "Situation Room"! They kept discussing and out of disgust I switched off the TV set and starting focusing on the tea and pakoras that my wife had just prepared. This also happens when you have TV channels running for 24 hours! They have to show something, I believe!
This is today April 18, 2009 at 5:50 PM (Central Time).

Whistleblower Protection Act: Bring it in Private Sector also!

A few days back, as I watching the news on a local Chicago channel, the Illinois Governor Patt Quinn ( Governor is an elected official, hence equivalent to Chief Minister of an Indian State) announced that in order to encourage the phenomenon of whistle-blowing, some percentage of the money -if recovered - would be given to the whistle blower also. This I believe will encourage people to come out with more exposures.

The Illinois state has provided a website so that a person can get help how to expose corruption.

What does the term "Whistle blower" mean? The website tells us that: "A whistleblower is someone who exposes wrongdoing, fraud, corruption and/or waste."
The government provides protection to someone who exposes corruption (whistleblower): Whistleblower Protection Act.

Does India have Whistleblower Protection Act (WPA)?

Yes, it was enacted after a lot of public pressure and outcry.
One of the resource on internet says:

" Four years ago (2005?), India was ro…

Co-ordination in Security Agencies

After terrorist attack in Mumbai, a lack of co-ordination between different agencies of state government, central government, various security agencies came into the light. A National Investigation Agency is also raised. Senior Bureaucrats & Govt. Ministers said that the co-ordination will be stepped up between all security agencies but as per news published in Times of India in first phase of general election naxalist / Maoists group attack on security forces at various location and many security personnel's killed and now the BSF says that its soldiers died due to lack of intelligence but as per home ministry official BSF (Border Security Force) did not followed the (SOP) Standard Operating Procedures laid down for naxal affected areas while CISF (Central Industrial Security Force) followed and reduced its vulnerability. In a point it is said that security forces did not got the enough time to co-ordinate with previous teams and understand the areas of their deployment. th…

Model Code of Conduct

Since the announcement of GeneralLok Sabha Election the model code of conduct has come into effect and many action has been taken against the leaders who are going against the model code of conduct but since last three days the construction of road is going on road from Ankhir Chowk to Badkhal Flyover in Sector-21, which I think purely against the model conduct of conduct. I don't know whether our electronic & print media is aware about it or not and what the officers on election duty is doing. Don't you think that this activity is purely against the rules.

The problem of Naxalism

Naxalism in many states of India is a very big issues in front of Indian government. Few days back the Nalco's bauxite mine (The biggest bauxite mine in Asia) in Orissa is attack by Naxalites and they killed eight CISF peoples. Naxal organisations calls for boycott of elections, they sometimes threat public transport system such as Indian Railway. Some of the main question related to Naxalism is as under :-- What is the aim of naxalism- Why they are growing- What are their sources of funds to operate & running their activities- Who are members of think tank of these naxal organisations- Who is supplying arms to them- Are they getting any political support- How to stop themI think government must try to engage more and more youth from naxal hits area in to security forces, give employment to them in public & private sector. The speed of development works needs to be accelerated at a very high pace and mid-day meal programme, primary education, Rural Employment schemes must…

Reservation Policy

Reservation is a big issue in India. What is the basic objective of reservation, why necessity of reservation arises. I am strongly against current reservation policy. Generally many peoples who are talented do not get proper opportunity to go ahead and someone with less talent goes ahead. Reservation must be given only to those peoples who do not have proper infrastructure & financial incapable to use their talent for betterment of society. Some big officers who are from reservation quota are are able to arrange good facilities for their wards but still they get reservation which is really injustice to the talented and needy peoples. Reservation must be given to poor and talented peoples, It should not be on the basis of caste & religion. Caste and religion divides the society which leads to tension between different communities and we know about the communal riots in India in last 2-3 decades. To fight against the reservation Medical students stand and started their protest

Political Corruption

We all want clean image, honest political leaders who can lead our country but as you know it is very hard because honest and clean peoples do not have the money for campaign and to distribute money to voters. Now a days voters make a team on the basis of their caste, community, religion etc. and put demands in front of candidates. Only those candidates who have the big chunk of money (money which earned through wrong means) with them can fulfill the wishes of these types of voters and later after getting victory these candidates work to get back their money which is paid by all voters(common man) in form of taxes. The money required for campaigning in a lok sabhaconstituency is minimal one crore although as per election commission norms it is only few lakhsrupees. If a candidate puts one crore rupees in election and also provide his time then after victory he will aim is to recover this one crore rupees plus the cost of time which is invested. Lets take another example when someone h…

Democracy Index: India stands 35th out of 167

This news source is heavily sourced form Wikipedia and Rediff news portal.

India is not afull democracy but a flawed one, according to the Economist Intelligence Unit's 2008 Democracy index. The conclusion is drawn on the basis of the country's performance on 60 indicators which measure electoral process and pluralism, civil liberties, the functioning of government, political participation and political culture.

The Democracy index ranks India 35th out of 167 countries, among other nations considered 'flawed democracies' including Sri Lanka, Thailand, the Philippines, Indonesia, Malaysia and Brazil.

Pakistan ranks at 108 out of 167.

The good news is that with an overall score of 7.8 out of 10, India is close to the category of 'full democracy' nations.

India's scores take a beating in the category of political participation and political culture. The index also points out that "unwieldy and sometimes uncooperative coalitions" often hinder economi…

Unite against Criminal Candidates: Do not Vote for them!

Of course we know (literate as well as illiterate voters) that goons are ruling us. Some of the  political leaders have criminal records (hence we can call them criminals), majority are tainted: tainted by corrupt practices, nepotism, and favoritism and inefficiency. The charges against many of these leaders have not come into light or have not been proven! But the major perception is that the current herd of political leaders- spanning across all political parties - are self-serving.

Thus it is clear that 2 major diseases that afflict our democracy are: Criminalization of politics and lack of accountability. Thus does this slogan make any sense: Vote and choose a clean leader? This voice has become very prominent particularly in these elections, thanks to the technology (blogs, text messages, social networks, twitter, TV and radio, etc). When all political parties are giving tickets to goons in these upcoming Lok Sabha elections of 2009, who do we choose? The dilemma is understandable…

Pilibhit Drama

The comments by Varun Gandhi in a public election meeting invoked NSA ( National Security Act) against him. Now he is behind bars at Etah Jail in Uttar Pradesh.If we see teh scenario from starting it raises so many questions in my mind which are as follows :-- First One is that District Administration acting on behalf of the central powers who might want to play a similar game as happened in Royal family of Nepal few years ago means to damage/end the carrier of Varun Gandhi. - Secondly does history is repeating itself, as in the case of Mr. Sanjay Gandhi S/o Late Shri Indira Gandhi, Ex-Prime Minister of India, When Sanjay Gandhi publicly stands against the wrong policies & decision (according to him).- It may be also possible that by highlight the issue BJP wants to attract more and more Hindu votes in view of its failures in construction of Ram Temple at Ayodhya.-May be media is highlight the issue more than required and taking this oppourunity for increasing their popularity an…

Reason of Corruption

We all knows about the corruption in our country. We talk about it, raise many question and wants solution of corruption which had very wide reach in the system. It is increasing everyday like anything and had its roots and branch in every department of the system whether private of government sector. But what are the reasons behind the corruption? Why does it happens? I think there are many reasons behind it some of which are as follows :-- Inability to meet the basic requirements of life- Greediness to become more rich- Fear of survival against changing circumstances- Wish to become more powerfulI think corruption is somewhere has its roots deeps in our history. The TIP given to waiter, INAM given to maid, festival gift given to sweeper/dhobi/guard/driver/others are all branches of tree of corruption in one or other way. Lets take a example of Some Big Land Lord in a village in ancient era of India or pre independence. Landlords used to keep the lower class / middle peoples for hou…

Antarctic Peninsula - Ice Textures [PICS]

Amazing photos from The log of Rachel and Kevin Fox's trip to the Antarctic Peninsula.

read more | digg story

Huge Antarctic Ice Shelf Headed for Collapse

The Wilkins Ice Shelf has been cracking in new places recently and images released by the European Space Agency show that it will probably very soon break off entirely. A 62 square mile piece broke off in May 2008.

read more | digg story

Eye Blindness & Eye Donation

In large population of India many peoples are suffered from the problem of blindness. Many of these patients are not aware about the solution of the problem or feels that solution is not located in their nearby area and even many thought that it is not possible to restore their eye sight. Eye vision of many blind peoples can be restored by giving them the donated eyes but a large number of peoples are not taking initiative for registering themselves for eye donation due to religious views, less awareness, hesitations etc. Many times some peoples are not able to register because of formalities involved or don't have the time to go to the eye bank/hospital to register them so online registration facility for eye donation must be started. It may be available right now but I was not able to find it. In comparison to other countries India is far behind in eye donations instead of its large population. Government/NGO's are working hard to fight this problem but results are not up t…

Unsafe Indians Roads: Personal Discipline + Stringent Laws Will Help

See this statistics: India, with just 1 per cent of the world’s vehicles, accounts for 10 per cent of the road fatalities worldwide and has the worst accident record.

Last week, Punjab's Cooperation Minister Capt Kanwaljit Singh died in a road accident. The media reports that his driver was driving the car at 110 KMPH at a bend. A day later, two dozen pilgrims die in a road accident as they were returning from Naina Devi. You might remember the tragic deaths of politicians like Rajesh Pilot who also died in road accidents.

Just some common and day to day observations:

1. Indians roads have become congested with so much trafiic that there is all around noise, pollution and choas.

2. Getting a Driving License is pretty easy: bribe the babu and you get it sitting at home without ever taking a road-test. Little do we realize that I may kill others or the babu realizes that ineligible candidate whom I am issuing this DL (even though my pocket is becoming fatter) may kill someone else!

3. We…

Stray Animals in India: Do We have any Policy?

Public concerns do not always refer to the issues of corruption, accountability, justice. Of course, these issues are very dear to Mission India foundation (MIF). Since my friend Krishnan - A GreenPeace corp- almost threatened that he would withdraw his support from MIF if MIF did not pay attention to environment ( Al Gore of Tamil Nadu!), my curious brain started roaming on Indian roads and I said to myself: "Got to take up a public issue, man!" And here we go: Apparently small and trivial issues sometime if paid attention look worth-discussing. Let us take this example of stray cattle.
India is home to approximately 60 million stray cattle. That sounds astounding!
What are the implication of stray animals:1. They destroy the aesthetic beauty of the surroundings (without getting the wrath of animal lovers!).2. They cause accidents on the roads, they may cause injuries to kids, elderly people.3. They contribute to environmental uncleanliness, filthiness (think of pigs, dogs).4…

Two Party System: India is NOT Ready for That Yet

Mr. Kulbir Singh Chadha from Rajpura has urged in The Tribune that India should adopt a two-party political system. He writes:
"The time has come when we should wake up and vote for a candidate with a clean image. The impending political instability may hamper development. Past experience has shown that regional parties have not played a constructive role, rather they have time and again brought the nation on the brink of disintegration. We too should adopt a two-party system. The countries with a similar system have done well."

I am not against two-party system. Ok, here is my take on this: India is not ready for this as yet. The way our system works, if a 2 party system is introduced, it will open the flood gates for politicians and political parties to loot the country even more. Political parties operate without accountability, the governments continue to function without keeping their promises, they are not able to curb the corruption. Infact, 2 party system is, for pract…

Indian Army

Every year a big slice of whole budget goes for Defence sector, millions of taxpayers money is spent on the modernization of security forces but on Sunday, 29th March 09 in Hindustan Times Delhi edition reported that only 850 pouches of a bleeding control medicine has been purchased for soldiers fighting in Jammu & Kashmir. To read this news go to and check e-paper of 29th March 09.As per the news approximately 100000 (one lac) soldiers are involved in counter-terrorism operations and soldiers are purchasing the medicine out of their own pocket or by making a fund in their unit/battalions. This medicine is readily carried by every soldiers of US forces working in Iraq and Afghanistan, then why not by Indian soldiers.It is a matter of shame for the army, it should take care of its man-power in serious ways. Army is already facing a crunch of junior level officers and if this type of incident happens it will lower the morals of our fighting soldiers which wi…