Now a days we knows that whole world is going through Global Financial Crisis and actual situation of industry according to my views is different than that. Let take an example of a factory owner who is manufacturing some finish product by use of raw material. In normal days (before financial meltdown) he used to purchase 100 kg of raw material which is sufficient for 2 months but now he is buying only 50 kg or less due to fear and the next person in line to whom he is selling finish product is also working in the same manner. The only fear is that whether they will be able to pay for the cost of material obtained as every transaction runs on credit basis. As banks have stopped giving payment on loose terms and conditions fear have increased.